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Charitable Gift Annuities

Establishing a charitable gift annuity is a wonderful way to make a meaningful gift to Messiah College while also receiving income from the annuity for life. A donor may purchase an immediate- or deferred-payment gift annuity at rates consistent with or lower than those recommended by the American Council on Gift Annuities.


The minimum amount needed to establish a charitable gift annuity is $5,000, and donors may establish multiple annuities with the College. Donors may receive income monthly, quarterly, semi-annually, or annually. Annuity rates are designed to provide a residuum of at least 50% of the original gift to the College at the death of the beneficiary.


Donors must provide cost basis and date of acquisition information for all non-cash property contributed in exchange for a charitable gift annuity contract.


The minimum age of an annuitant who wishes to receive immediate payments is 60. Younger annuitants may purchase a deferred payment gift annuity in which payments will not begin until the youngest beneficiary attains the age of 60. Age will be determined as of the birthday nearest to the date at which the donor enters the annuity contract. Annuities are issued for one or two lives only.


Assets funding charitable gift annuities are invested according to the College's investment policies until the annuity contract matures. Generally, the College does not reinsure the annuity contract through the purchase of a commercial annuity.


The annuity rate and the terms of the contract are specified in the Charitable Gift Annuity Agreement. All prospective donors will be provided with a Charitable Gift Annuity Information Disclosure Statement prior to signing a Gift Annuity Agreement. The disclosure statement describes the characteristics of a gift annuity and how the College administeres its gift annuity program.


Only gifts of cash or publicly-traded securities will be accepted in exchange for a gift annuity.


Click here to enter your personal information and receive an estimated calculation of income.


Should you decide to establish a gift annuity, you will become a member of the Heritage Society.

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