Navigating Health Insurance at College

The Engle Center's Counseling and Health Services DOES NOT bill your insurance for their services. Most visits are free of charge. Some medications and vaccines are provided at cost.

If blood work, radiology, other testing or referrals are ordered, insurance WILL likely be needed. It would also be needed in the event of any needed urgent or emergent care.
Students should carry their insurance card with them
Students should know how to identify health systems, care providers and laboratory services that participate with their insurance plan.
This information can be found by calling the 1-800 "member services" number on the back of the insurance card.
The University Health Service submits laboratory specimens to Quest Laboratories.
Other tests and imaging studies are generally ordered through UPMC health system.
It's helpful if students have a basic understanding of how their insurance works, i.e.:
- What services are covered when traveling "out-of-network?"
- Are referrals from a home-town primary care provider needed prior to basic lab tests or x-rays ordered by the college health service?